How to Open INDIE Savings Account – A Smart Move in 2025
In the modern digital age, banking has become more convenient and rewarding. INDIE by IndusInd Bank offers a fully digital savings account that not only simplifies your banking experience but also brings exciting benefits like up to 7% p.a. interest, zero balance requirement, and attractive reward programs. If you're looking to open a reliable and high-return savings account, INDIE is the smart choice for you.
In this blog, we'll explain:
Key features and benefits of INDIE savings account
Eligibility criteria
Step-by-step process to open an account
Tips to make the most of your account
✨ Key Benefits of INDIE Savings Account
Opening an INDIE savings account gives you access to modern banking with unmatched benefits:
✅ High-Interest Returns
Earn up to 7% interest per annum on your savings balance.
💼 Lifetime Zero-Balance Account
No need to maintain any minimum balance. Enjoy a lifetime zero-balance benefit.
⛽ 3% Fuel Rewards
Earn 3% cashback on all your fuel transactions made using the INDIE account.
🎥 BookMyShow Movie Offers
With the VISA Signature Debit Card, you get Buy 1 Get 1 Free movie ticket offers on BookMyShow.
🚀 Quick Online Process
Entire account opening is 100% digital and takes just a few minutes on Android.
📆 Regular Offers & Deals
From Zomato and Blinkit to EaseMyTrip, enjoy discounts and cashback regularly on partner platforms.
🔍 Who Can Open an INDIE Savings Account?
To open an INDIE savings account, you must meet the following criteria:
Age Requirement: Must be 18 years or above.
New Users Only: You should not have any existing relationship with IndusInd Bank.
Phone Number Linked to Aadhaar: Your mobile number should be linked with your Aadhaar Card.
PAN Card Required: You must have a valid PAN card.
Android Users Only: The account opening facility is available only via Android smartphones.
Aadhaar Verification: Aadhaar-based OTP and VKYC required for account activation.
🔧 Step-by-Step Guide: How to Open INDIE Savings Account
Follow these steps to open your INDIE account easily:
Step 1: Click on the Link
Use this official affiliate link to start: Apply Now
Step 2: Download the App
You’ll be redirected to the Google Play Store to download the Indie by IndusInd Bank app.
Step 3: Enter Mobile Number
Provide your mobile number linked to your Aadhaar card and complete OTP verification.
Step 4: Set PIN and Add PAN
Set up a secure login PIN and enter your PAN card details.
Step 5: Aadhaar OTP Authentication
Enter your Aadhaar number, accept terms, and complete the OTP verification.
Step 6: Fill Personal & Professional Details
Enter your name, date of birth, occupation, income details, and communication address.
Step 7: Fund Your Account
Deposit a minimum of ₹500 to initiate account activation.
Step 8: Complete VKYC
Upload a selfie, original PAN photo, and complete video KYC (VKYC).
Keep a blank paper and pen ready. A bank representative will guide you.
Step 9: Confirmation
Once verified, you’ll get a confirmation email, and your INDIE account will be ready to use.
🌟 Bonus Offers You Can Avail
Here are some extra perks when you open an INDIE savings account:
✉️ Get ₹25 credited into your wallet once the account is opened.
🎉 Stand a chance to win an iPhone 16 Pro!
🎥 Get Buy 1 Get 1 Movie Ticket on BookMyShow.
🍔 Zomato: ₹50 off on food delivery and ₹350 off on dining.
🌟 Blinkit: 10% off on orders above ₹149.
✈ EaseMyTrip: Up to ₹3,500 off on flight and hotel bookings.
📖 Why Choose INDIE Savings Account?
INDIE is ideal for new-age customers who prefer quick, paperless banking and love digital rewards. Whether you're a salaried professional, a freelancer, or a young student looking to manage money smartly, INDIE has features that truly support digital finance goals.
With secure access, fast transactions, and high returns, it’s one of the top picks among online savings accounts in India.
✉ Final Thoughts
The INDIE savings account by IndusInd Bank is a great choice for anyone looking for a convenient, rewarding, and high-return banking experience. It only takes 10–15 minutes to open the account, and with zero balance, high interest, and exciting offers, it’s a must-have for digital users in 2025.
So why wait? Open your INDIE savings account today and enjoy the benefits!
Financial Advisor: Biplab Das
Certified Financial Advisor | Helping individuals choose the right financial products including insurance, credit cards, savings accounts, and more.
