How to Open a Tide Bank Account in India – Step-by-Step Guide & Exclusive Benefits (2025)




Author: Biplab Das – Certified Financial Advisor
Helping you get the best in banking, insurance, loans, and financial products.(alert-success)


Introduction: Why Open a Tide Bank Account?

Tide Business India offers a smart digital banking solution specially designed for freelancers, startups, and small business owners. With exclusive rewards, cashback, and simplified money management tools, it’s more than just a business account—it’s a complete finance toolkit.

In this article, I’ll explain the benefits, eligibility, and step-by-step process to open your Tide bank account and make the most of your financial experience. Don't forget to use the referral code: TBA123 for maximum benefits.


🚀 Benefits of Opening a Tide Bank Account

Here's what you unlock when you open a Tide account:

🎁 Exclusive Offers:

  • Get ₹25 credited to your wallet after successful account opening.

  • Chance to Win an iPhone 16 Pro – Join the giveaway.

  • Add Funds via Credit CardTerms & conditions apply.

🎬 Lifestyle Rewards:

  • BookMyShow: Buy 1 Get 1 Free Movie Ticket

  • EaseMyTrip: Up to ₹3,500 OFF*

  • Zomato: ₹50 off on delivery & ₹350 off on dining

  • Blinkit: 10% OFF on orders above ₹149

💳 Financial & Business Features:

  • Earn up to 1.5% Cashback on eligible card spends

  • Quick online account opening (No branch visit)

  • GST-compliant invoice generation

  • Directly manage debits via the app

  • Schedule payments and manage expenses with ease

📢 Use referral code: TBA123 while signing up to avail these offers.

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✅ Eligibility Criteria

You are eligible to open a Tide Business India account if:

  1.  You are 18 years or older.

  2.  You are a freelancer, entrepreneur, or business owner.

  3.  You are a new user (not an existing Tide customer).

  4.  Your mobile number is linked with Aadhaar, and you have a valid PAN card.

  5.  You use an Android device (iOS support is not available yet).

  6.  The account must be opened within 7 days of lead creation.


📲 How to Open a Tide Bank Account (Step-by-Step)

Step 1: Start the Process

Step 2: Register on the Tide App

  • Open the app and enter your email address and mobile number.

  • On the referral code screen, enter TBA123, then click ‘Next’.

Step 3: Verify Your Identity

  • Complete email verification.

  • Set a secure 14-character password.

  • Enable biometric login and verify your mobile number via OTP.

Step 4: Enter Personal & Business Details

  • Fill in your name, date of birth, PAN, permanent & communication address.

  • Enter your business name, address, and select the business category from the provided list.

Step 5: Aadhaar & Digilocker Verification

  • Provide consent and enter your Aadhaar number.

  • Complete OTP verification. If you’re registered on Digilocker, enter your 6-digit PIN.

Step 6: Upload Documents

  • Click a photo of your original PAN card and upload.

  • Add your occupation details.

Step 7: Complete vKYC (Video KYC)

  • The app will guide you to take a live selfie.

  • Keep your PAN card handy—a photo will be clicked during vKYC.

Step 8: Fund Your Account

  • After receiving the confirmation email, add at least ₹50 to your Tide account.

  • Use UPI or Net Banking to fund your account.

  • Once done, your account will be activated, and you’ll be eligible for referral bonuses and cashback.


📈 Why Choose Tide Business Account?

FeatureTide Business India
Minimum Balance₹0 (Zero Balance)
Account OpeningFully Digital & Paperless
Free GST Invoice ToolYes
CashbackUp to 1.5%
Referral BonusYes (₹25 wallet reward)
Expense Management ToolIncluded
App ControlFull control via app

Tide combines powerful business tools with banking services, offering more value than traditional business accounts.


🎯 Final Thoughts

Tide Business India is revolutionizing how small businesses and freelancers manage money. With seamless digital onboarding, cashback offers, and business-focused features, it’s a smart choice for today’s entrepreneurs.

Don’t forget to use referral code TBA123 to unlock all promotional benefits including ₹25 wallet credit and reward offers.

🕒 The entire process takes less than 15 minutes and requires no paperwork or branch visits.


👨‍💼 About the Author – Biplab Das

Certified Financial Advisor I’ve helped 1000+ clients open bank accounts, choose the right credit cards, and secure business loans and insurance.

📞 Need help opening your Tide account? Contact me for free support and setup assistance.

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Blog Name: Technobipu 
Category: Finance, Digital Banking, Business Tools

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