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📌 Introduction
In 2025, owning a lifetime free credit card is like hitting the jackpot — no annual fees, premium benefits, and full control over your finances. After months of research, I finally found a card that ticked all the boxes: the HSBC Visa Platinum Credit Card. Today, I’ll walk you through how I applied, who can apply, and what benefits you’ll get — so you too can grab this opportunity.
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💳 Why I Chose the HSBC Visa Platinum Credit Card
It started with a simple question from a friend:
“Why don’t you apply for a credit card that gives rewards without charging you a single rupee?”
After digging into dozens of options, one stood out: HSBC Visa Platinum.
🔥 Key Benefits:
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✅ Lifetime Free – No joining or annual fee
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🎁 ₹100 Amazon Voucher – Instantly after successful application
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✈️ Air Mile Conversion – Redeem points with top airlines
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💰 2 Reward Points per ₹150 spent
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🏆 Accepted Worldwide with VISA
👤 Who Can Apply?
Before you start the process, check if you’re eligible:
| Requirement | Details |
|---|---|
| 📅 Age | Must be over 18 years |
| 💼 Monthly Income | ₹33,000 or more |
| 📈 Credit Score | Should be good to excellent |
| 🌍 Location | Must reside in: |
| Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata |
If you tick these boxes — you’re good to go!
📥 Step-by-Step: How I Applied for the HSBC Credit Card
Here’s how I applied in under 15 minutes, and you can do it too:
🧭 Step 1: Read & Share
First, I read the process carefully. Since the application is done via a special lead page, I decided to share the link with my parents and friends too.
👉 (getButton) #text=(check pin code) #icon=(demo)
Important: Before sharing, make sure to check their PIN code — HSBC cards are available only in select cities.
📲 Step 2: Enter Basic Details
I clicked the link and filled in:
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📱 Mobile Number
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🧑 Full Name
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📧 Email Address
This created my personalized application form.
🏠 Step 3: Personal Details
Next, I added:
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Aadhaar Number
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Residential Address
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Father's Name, DOB, and other KYC info
It took about 2–3 minutes.
💼 Step 4: Employment Details
Here I added:
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Occupation (Salaried or Self-Employed)
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Company Name
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Monthly Income
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PAN Card Number
Make sure the details are accurate, especially the income section.
🔍 Step 5: Final Review & Submit
I reviewed all the data one last time and hit Submit.
Just a few seconds later, I received a message:
“Thank you for applying! Our representative will contact you shortly.”
📹 Step 6: Video KYC (Very Important!)
Within a few hours, an HSBC agent contacted me and scheduled the Video KYC. Here’s what I made sure of:
✅ KYC Checklist:
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📵 Quiet Room – No background noise
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🪪 PAN Card Ready
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🖊️ Pen & Blank Paper
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❓ Security Answers – My PIN code, DOB, mother’s name — must match exactly what I entered before
The video call took only 10 minutes, and they confirmed everything.
🎁 When Will I Get My Card & Rewards?
Once KYC was completed:
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I got a confirmation SMS in 24 hours
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My card was dispatched within 5–7 working days
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₹100 Amazon voucher was sent to my registered email
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Reward Points started accumulating automatically for every ₹150 spent
🙋 FAQs I Had (and You Might Too)
❓ Is it really free for life?
Yes! No hidden charges. It’s lifetime free — forever.
❓ Can I apply from other cities?
Currently, it’s available only in 14 Indian cities. Check PIN code before applying.
❓ Can students or homemakers apply?
Only if you have a regular income of ₹33,000+ and a good credit score.
🗣️ Final Thoughts: Should You Apply?
Absolutely. I’ve used many credit cards, but the HSBC Visa Platinum stands out with:
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Zero annual fees
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Great rewards
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Amazon voucher
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Premium banking feel
It’s perfect for salaried professionals, digital workers, and anyone looking to earn while they spend.
🔗 Ready to Apply?
Use this special application link now and get your Lifetime Free HSBC Credit Card + ₹100 Amazon Gift Card today:
👉 (getButton) #text=(Apply Now) #icon=(demo)
📩 Need Help?
Have questions? Reach out to me via the comments section or drop an email at (contact-form)
